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Behavioral Financial Advice (BFA™)

Financial decisions are rarely just about money—they’re about emotions, habits, and what matters most to you. The BFA™ designation allows our team to support you in a deeper, more meaningful way.


FAQs About The BFA™ Designation

What is Behavioral Financial Advice — and how is it different from traditional financial advising?

BFA (Behavioral Financial Advice) is a designation and approach that combines traditional financial planning with insights from psychology and neuroscience. Rather than focusing solely on investments and numbers, a BFA-designated advisor helps you understand how emotions, cognitive biases, and personal values influence financial decisions — and builds a plan that fits not just your financial goals, but your long-term behavior and mindset.

How does having a BFA™-certified advisor benefit me?

Working with a BFA advisor can help you make more rational, values-aligned decisions — especially in emotionally charged situations or during market stress. You’ll get guidance tailored to your behavior and risk tolerance, and a plan designed not only for growth but for sustainability. BFA advisors aim to reduce the chance of reactionary or fear-based decisions, helping you stay the course toward your long-term goals.

Will BFA replace traditional planning — or just complement it?

BFA doesn’t replace traditional financial advising — it enhances it. A BFA advisor still creates financial and investment plans, but adds a human-centered layer that addresses behavior, values, and long-term decision making. This makes financial advice more holistic, personalized, and resilient to emotional or market-driven fluctuations.

What does the BFA certification process involve?

To earn the BFA designation, advisors complete two behavioral-finance courses and pass a proctored online exam. There are no prerequisites. To maintain the designation, they complete around 20 hours of continuing education in behavioral finance every two years.

Ready to build a plan that reflects your goals and your values? 

Experience the BFA™ difference.

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